Gold Loan – When You Need Funds, Let Gold Work for You

Old Gold, New Possibilities

Gold signifies much more. It signifies value. It symbolises stability. In times of financial emergencies, it's the quickest and most dependable asset to liquidate. Capital Edge helps you unlock the actual value of your gold without selling it.

Gold loans are among the safest, quickest, and most flexible ways to raise funds for business purposes, personal needs, or emergencies.

Simple, Secure, and Fast

Our process is straightforward at Capital Edge for gold loans. Walk in or apply for a gold loan online; by the time you are done, you'll have the money in your hands, sometimes in under 30 minutes. Your gold will be kept with us in high-security vaults, fully insured, and protected. You have complete transparency, no hidden charges, and honest services.

Because when you trust us with your gold, we make sure you get back more than just money — you get peace of mind.

It is Easier Than You Think to Be Eligible for a Gold Loan

You have to own gold.

You are eligible if:

  • You are an Indian national residing in the country (above 18 years)
  • You have gold jewellery or coins (as per RBI guidelines)
  • You have a legitimate identity and address proof.

We do not require income proof, credit score identification, or lengthy paperwork. Your gold is the guarantee for repayment—your security.

Gold Loan Documents Required

Doing basic document verification documents required for Gold Loan

  • Aadhaar Card or any government-issued photo identity card.
  • PAN Card: Optional, not mandatory.
  • Address proof could include a telephone bill, water bill, electricity bill, gas bill, or Voter ID.

That's it—no income proofs. No guarantors. No bank statements. Simplicity is what we ask.

Gold Loan Rate of Interest-Honest and Competitive

We offer some of the cheapest gold loan interest rates in India. The interest rates on your gold loan depend upon:

  • Loan amount
  • Duration
  • Market value of gold

Our interest rates start competitively and are reviewed for competitive positioning periodically. One fact worth noting when comparing: Capital Edge offers the lowest rates, the highest per-gram value, and no hidden charges.

Gold Loan per Gram: Know What Your Gold is Worth

How much money could you get against your gold? We calculate your gold loan per gram based on the daily gold price and purity. The purer the gold, the greater the value the holder receives.

Our gold loan price today is updated based on the international benchmark to ensure you see transparency before you get into a deal.

Want to check your gold loan eligibility before applying? Use our online gold loan calculator or talk to an advisor.

Apply for Gold Loan Online – Get Started in Minutes

Need funds now? You don't even have to step out. For a gold loan online apply

in just three steps:

  • Fill out a simple online form.
  • Schedule a gold valuation visit or appointment.
  • Get approved and receive funds within hours

For instant processing, you can also visit any nearby branch. Online or offline, convenience comes first.

Why Capital Edge Gold Loans Stand Out

  • High Loan-to-Value (LTV): Based on purity and weight, you can get maximum amounts of your gold.
  • Fast Processing: Loans processed and disbursed within the same hours.
  • Flexible Tenure: Choose from 3 to 24 months for repayment.
  • Partial Payments: EMIs can be interest-only or paying off principal as suits you.
  • No Credit History Required: This position might be perfect for students, homemakers, or first-time borrowers.
  • Renew or Top Up: If you want to extend or increase your loan amount, there is no reapplication procedure to go through.

Your Gold, Fully Protected

Every item you deposit is stored in high-security lockers; CCTV surveillance is provided on all sides, and the deposits are insured. You get a complete receipt with all items specified. We handle your gold with care and return it to you in the same condition as you deposited it.

Is Gold Loan Right For You?

Gold Loans can prove to be perfect when:

  • You don't want to sell your gold.
  • In case of instant liquidity.
  • You don't want to be subjected to lengthy approvals or credit checks.

You're managing short-term expenses, from medical needs to business growth.

It's a bridge—not a burden. You get your money back quickly, and your gold is returned once you repay.

Real People. Real Confidence.

"My business hit a short-term cash crunch. Capital Edge gave me a gold loan in under an hour. No questions. No delay."

– Rajeev S., Jaipur

"I was hesitant at first. But the transparency and care the team showed made me feel secure. I got funds for my daughter's education and my gold back safely."

– Meena P., Pune

Ready to Let Your Gold Work for You?

Don't let your gold sleep in lockers while your dreams wait. Whether it's a plan, recovery, or something new, Capital Edge puts your gold to use.

Apply for a gold loan now

Fast. Safe. Sensible.

Gold Loan

Enquire Now

Frequently Asked Questions

We have curated a list of commonly asked question which can help you as well.

Not necessarily. It depends on the kind of business, the scope, and even the nature of the loan structure we derive. We also provide no collateral business loan.

Basic business registrations, financials, and identification proofs. We will guide you stepwise.

Yes, but we will give your revenue model and teamwork strength a detailed look.

There is not. The first consultation will be free; it is intended to build clarity and confidence for you.

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